Terms of Service

Effective Date: January 1, 2025

1. Introduction
Welcome to DivRank.com (“we,” “our,” or “us”). By accessing and using our website and services, you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use our services.

2. Membership and Account Use

  • Memberships are intended for a single individual and may not be shared with others.
  • You are responsible for maintaining the confidentiality of your account login information.
  • We reserve the right to suspend or terminate accounts that violate these Terms.

3. Information and Entertainment Purposes Only

  • The stock market information, dividend research, and other content provided on DivRank.com are for informational and entertainment purposes only.
  • Our content is not intended as financial or investment advice. You should consult a licensed financial advisor before making any investment decisions.
  • We make no guarantees regarding the accuracy, reliability, or completeness of the information provided on our website.

4. Prohibited Activities

  • Members are prohibited from publicly sharing or distributing any dividend research or proprietary content provided by DivRank.com with non-members.
  • Unauthorized reproduction, copying, or redistribution of our content is strictly prohibited.
  • Any attempt to gain unauthorized access to our systems, interfere with the operation of our website, or misuse our services is prohibited.

5. Payment and Subscription

  • Memberships are billed on a recurring basis (e.g., monthly) as indicated at the time of purchase.
  • Payments are processed securely through a third-party provider, and we do not store your payment details.
  • We do not offer refunds once a membership payment has been processed, except as required by applicable law.
  • We reserve the right to change our pricing and membership structure with notice to existing members.

6. Limitation of Liability

  • We are not responsible for any financial losses, investment decisions, or other actions taken based on the information provided on DivRank.com.
  • We disclaim all liability for any direct, indirect, incidental, or consequential damages arising from your use of our website or services.
  • Our services are provided “as is” without warranties of any kind, either express or implied.

7. Modifications to These Terms

  • We may update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date.
  • Your continued use of our services after changes to the Terms constitutes acceptance of the revised Terms.

8. Termination

  • We reserve the right to terminate or suspend your account at our sole discretion if you violate these Terms.
  • Upon termination, you will lose access to membership content and services without a refund.

9. Governing Law

  • These Terms shall be governed by and interpreted in accordance with the laws of [Insert Jurisdiction].
  • Any disputes arising from these Terms shall be resolved in the courts of [Insert Jurisdiction].

10. Contact Information
If you have any questions about these Terms, please contact us at info@divrank.com